Insurance

Term Life insurance features temporary, cost-effective coverage with the opportunity to change should your needs change.

Term Life insurance provides a cost-effective solution for your temporary life insurance needs and gives you the flexibility to change your policy should your temporary needs turn into permanent goals.

Term Life is right for you if you want:

• An affordable way to get maximum coverage
• To cover specific financial responsibilities like a mortgage or college expenses
• To supplement your Permanent Life Insurance during periods when coverage needs are higher, such as family-building, mortgage-paying years

Some things to consider about Term Life:

• There is no cash value accumulation
• Continuing your coverage after the initial level premium-paying term expires can be very expensive

Your MetLife representative can help you determine whether term life makes sense for you and your family.

Term Life is right for you if you want:

• An affordable way to get maximum coverage
• To cover specific financial responsibilities like a mortgage or college expenses
• To supplement your Permanent Life Insurance during periods when coverage needs are higher, such as family-building, mortgage-paying years

Some things to consider about Term Life:

• There is no cash value accumulation
• Continuing your coverage after the initial level premium-paying term expires can be very expensive

Your MetLife representative can help you determine whether term life makes sense for you and your family.

Term life insurance provides death protection for a stated time period,

or term.

Term life insurance is perhaps the simplest form of life insurance. It

was developed to provide temporary life insurance protection on a

limited budget. Since term insurance can be purchased in large amounts

for a relatively small initial premium, it is well suited for short-

range goals such as life insurance coverage to pay off a loan, or

providing extra life insurance protection during the child-raising

years.